Entrepreneurship Resources: 2022 M&T FinTech Design Challenge
The Challenge
How might we improve the student loan financing model for future generations of students?
If you need some help from a librarian for the UB LaunchPad 2022 M&T FinTech Design Challenge, simply fill out the Google Form linked above. Tell us about the questions you have or the information you are trying to find below.
We will review forms as we receive them and send them to the appropriate librarian to follow up with you. From there you can schedule a consultation in person or via Zoom.
Student Loan Statistics
- Report on the Economic Well-Being of U.S. Households in 2020 - May 2021Federal Reserve report; Student Loans section
- Student Loan Debt Reaches Record High as Most Repayment Is PausedExperian, February 24, 2021
- Federal Student Loan Portfolio DataThe office of Federal Student Aid is responsible for directly managing or overseeing an outstanding federal student loan portfolio comprised of billions of dollars in Title IV loans and representing millions of borrowers. This federal student loan portfolio includes Direct Loans, Federal Family Education Loans (FFEL), and Perkins Loans with outstanding balances.
- Trends in College Pricing and Student AidCollege Board report and additional resources.
- How America Pays for College 2021Published by Sallie Mae. Past annual reports also available.
- Student Loan Debt StatisticsEducation Data Initiative
Additional Resources
- How 7 people spent their money when they didn’t have to pay student loansVox, December 2021. Includes 7 stories from student loan borrowers regarding their debt experience.
- Growth of Federal Student LoansFrom the Lumina Foundation
- The Institute for College Access & SuccessThe Institute for College Access & Success is a trusted source of research, design, and advocacy for student-centered public policies that promote affordability, accountability, and equity in higher education.
- America’s Growing Financial Literacy ProblemInfographic by Visual Capitalist.
- Student Loans, Access to Credit and Consumer Financial BehaviorIn this paper, we provide novel evidence that increased student loan debts, caused by rising tuitions and accumulated early in life, increase borrowers’ demand for additional debt in other consumer markets later in life, while simultaneously restricting the borrowers’ ability to access it.
College Research, Financing and Affordability Resources
- College NavigatorFrom the National Center of Educational Statistics, the Navigator allows you to build a list of schools, make side-by-side comparisons, pinpoint school locations with an interactive map and export search result data into a spreadsheet.
- College Affordability and Transparency CenterA number of calculators and tools from the US Department of Education.
Well-Being and Mental Health
Multi-disciplinary databases provide research articles related to the topic of mental health/mental well-being and student loan debt. Use search terms such as "mental health" and "student debt" to find articles. Try narrowing your search by limiting the time period to articles published after 2017.
A few examples to get you started:
- Pisaniello, Asahina, A. T., Bacchi, S., Wagner, M., Perry, S. W., Wong, M.-L., & Licinio, J. (2019). Effect of medical student debt on mental health, academic performance and specialty choice: a systematic review. BMJ Open, 9(7), e029980–e029980. https://doi.org/10.1136/bmjopen-2019-029980 (Find it at UB)
- Kim, & Chatterjee, S. (2021). Financial Debt and Mental Health of Young Adults. Financial Counseling and Planning, 32(2), 187–201. https://doi.org/10.1891/JFCP-18-00048 (Request it at UB)
- Deller, & Parr, J. (2021). Does Student Loan Debt Hinder Community Well-Being? International Journal of Community Well-Being, 4(2), 263–285. https://doi.org/10.1007/s42413-020-00107-1 (Find it at UB)
- Academic Search Complete This link opens in a new windowComprehensive scholarly, multi-disciplinary full-text database. More InfoFull-Text UB ONLY
- Web of Science This link opens in a new windowOne-pass searching of Web of Science citation indexes, BIOSIS Citation Index, Derwent Innovations Index, MEDLINE and more. More InfoPartial Full-Text UB ONLY
- Google Scholar This link opens in a new windowGoogle's trial effort to index the scholarly web
More InfoPartial Full-Text PUBLIC
Business Librarian
Social Work Librarian

Liaison to CAS Biology, Chemistry, Physics & Psychology
Liaison to School of Social Work
Schedule an appointment with me: https://tinyurl.com/25vdy7t2; also email/call
Engineering Librarian

University at Buffalo
Buffalo, NY 14260
epautler@buffalo.edu